Prescription drugs can be expensive. This is especially true if you or a family member has multiple drugs they need to take. The costs of medicine in the United States can get very high. Luckily, there are ways to get these necessary drugs without breaking the bank.
Many drug stores have customer loyalty programs. These programs offer discounts and other incentives to shop in their stores. Many even lower the prices of drugs for their customers so they are more likely to use their pharmacies.
This can include many important medications such as antibiotics, drugs for diabetes, and other important drugs.
Some of these retailers have memberships that have an annual fee. They use these funds to help lower the costs of the drugs they sell, sometimes even cutting co-pays in half.
The discounts, however, are really not meant to help people. Instead, they still get quite a bit of money from your insurance company. The difference in what they sell it for is usually made up of the insurance and any fees charged for membership.
Things To Consider
Drug pricing often changes on a month to month basis which means any discounts you rely on might not be the same every month. They’ll often need a prescription and only have discounts for certain times.
Of course, these programs really can help people. Especially those who are going through a rough time or only need medication for a short while. These discount incentives can change how people access medicine they need.
If you save more than you spent on membership, then you’re already making your money back. It also can give you a stronger sense of security.
Just pay attention if you sign up for a program or membership. Read what it says and what may happen. Maybe if you can get a prescription for a 90-day supply you can extend savings from just a short time discount.
It is important to pay attention to get the savings you want.
Often part of your membership means you give up drug claims to your insurance company. This can seem great at first, but if your discount isn’t long lasting, you may end up paying more for the drug in the long run.
If you have a chronic condition that needs drugs to make sure that is covered in a way that helps you. Changing your program to help with a drug for one-time use shouldn’t mess up other prescriptions you need.